Loan not approved this time

Not approved this time — let's get you ready.

We diagnose exactly why in plain language, build your 90-day improvement plan, and help you borrow an amount that's genuinely safe for your income.

60s

to diagnose

90 days

recovery plan

₹0

always free

See why & get a plan

No login required · Your data stays private

Compare other lenders while you work on your plan

How it works

Diagnose

Plain-language rejection reason in seconds

Plan

Specific 90-day roadmap, not vague advice

Simulate

Test EMIs and stress scenarios live

Borrow safe

Apply only when you're genuinely ready

Plain-language diagnosis

No jargon. Exactly why you were rejected and what it means in ₹ terms.

90-day roadmap

Specific, measurable steps — not vague advice like "improve your score."

Stress-test before you borrow

See if your EMI is safe even if your income drops or you miss a salary.

8 user interviews

5/8 didn't know what FOIR meant. 6/8 said rejection felt like a punishment, not information.

400 Play Store reviews

Rejection is the #1 negative-review category across Navi, MoneyView, and Fibe.

North star: +15 pp re-apply rate

Target: 15 pp above unassisted control. Conservative model: ~₹17–59 Cr/yr incremental disbursement (conservative to base scenario)

Product analytics + business case inside

12 SQL-backed insights · A/B experiment roadmap · ₹ business impact model · North star metric tree. Built to show PM thinking end-to-end.

View full analytics dashboard

Every formula and threshold is shown on-screen — no black box. You can verify why each recommendation is made.

Your data is used only to generate your diagnosis. We don't share it with lenders or third parties.